Recent requests

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Dental Indemnity

MRSL Enterprise received an email one morning from a dentist who had had his DDO membership suspended. There appeared to be no good reason for this, but as indemnity is a legal requirement the dentist could not work the next day.

By 3pm the team had the dentist on cover with a regaled insurance contract and he could go to work the next day as planned.

Travel Insurance with Medical Conditions

MRSL received a call on a Saturday morning from an agitated 87 year old. He had booked a wonderful trip to the Cape Verde Islands.... The booking was being held until noon.

Alas his doctor has recently sent him for tests and he was awaiting the results. This means that many travel insurers would not cover him and he could not get insurance.

We had him a quote - with the awaiting results declared - by 11:30am so that he could get the holiday booked...

Tri Aquathlon Events

MRSL Enterprise has been approached by a Hampshire sports club that organises Aquathlons (a swim and run). Their four events are open to members of the public which puts them outside their association insurance policy.

MRSL Enterprise has provided quotes that are competitive with the club buying an extension to the association policy. As their own insurance - the terms fall completely within the club's control.

Medico-legal Expert Witness

MRSL Enterprise has been working with a retired doctor who is doing medico-legal expert witness work. The doctor wished to ensure that his insurance correctly covered his work, as opposed to a standard medical indemnity policy.

A 2011 case removed witness immunity which means that the doctor wanted £10m of cover. This is larger than the usual amount offered by insurers.

MRSL Enterprise worked with a number of insurers, analysing the case law to find one that was comfortable to provide the full £10m limit.

Cryptocurrency

When an executive from an exiting client called asking if we could find Directors and Officers insurance for a company that provides services to cryptocurrencies we wanted to respond. Insurers are wary of the whole emerging cryptocurrency business.

The team called one of our specialist underwriters and gave them a detailed description of the risk.

The insurer confirmed that they would quote within the day and an attractive quote to the client within a few days.

Micro-generation

Small scale renewable power generation is spreading across the UK. Homes with solar panels, farmers with wind turbines and even some homes by a waterway with a hydro-turbine.

Providing your equipment is from a reputable manufacturer and it has remote monitoring to highlight developing possible to insure these assets against mechanical breakdown; lightening strike and for loss of revenue if the equipment fails.

MRSL Enterprise has recently obtained a quote for a 100kW hydroturbine.