Protecting Your Employees
Why Is Employers Liability Important?
This is a compulsory type of insurance that the law requires you purchase if you employ staff. The 1972 Legislation made the cover mandatory for the first time, which many might think is late in the day since we have had successful health and safety/insurance type legalisation since the early part of the 20th Century.
Further, you might think that as all employers (with only a very limited number of exceptions) require this cover, competitive pricing will not be available. That is not our experience. Please do keep in mind that for the purposes of the legislation directors count as employees so a company with two directors technically needs employers’ liability insurance. We have reviewed the legislation in detail and can advise on the precise point at which cover is required.
Employers’ liability cover is likely to be impacted by the rapidly changing patterns of work. Please see a short article about the challenges of a distributed workforce brought about by the pandemic.
We foresee the pace of change in Britain’s workplaces accelerating. At MRSL Enterprise, we can provide appropriate advice and place competitive coverage.
With decades of experience we can research and advise on the most appropriate cover for your business.
MRSLe have a particular interest because of our in-house medical expertise to advise on chemical and other processes that could lead to medical issues with your employees.
The Fist Within The Velvet Glove
Did you know your business can be fined £2500 per day if you do not have adequate Employers’ Liability Insurance in place?
Is Your Reputation Worth More?